Terms of Use

Effective Date: March 24, 2026

These Terms of Use ("Terms") govern your access to and use of the MarketCycle application, websites, and related services (collectively, the "Service"). By using the Service, you agree to these Terms.

1. Eligibility

You must be legally capable of entering into a binding agreement and must comply with applicable laws in your jurisdiction.

2. Accounts

You may be required to create an account to use certain features. You are responsible for maintaining the confidentiality of your credentials and for activity occurring under your account.

3. Service Scope

The Service may provide market data, charting, watchlist tools, subscriptions, company information, and automated or AI-assisted analytical content. Features may be modified, limited, delayed, or discontinued at any time.

4. Subscriptions and Billing

Certain features may require a paid subscription. For iOS purchases, billing, renewals, and cancellations may be handled by Apple subject to Apple’s rules and terms.

5. Acceptable Use

You agree not to misuse the Service, attempt unauthorized access, interfere with the Service, violate laws, or infringe the rights of others.

6. Intellectual Property

The Service and its content, software, visual design, trademarks, and related materials are owned by or licensed to MarketCycle and protected by law. These Terms do not transfer ownership rights to you.

7. Third-Party Services

The Service may include third-party content, market data, authentication services, subscription infrastructure, or links to third-party services. We are not responsible for third-party products or services except as required by law.

8. Disclaimer Incorporation

Your use of the Service is subject to the Educational & Risk Disclaimer and related policies, which are incorporated by reference.

9. No Warranty

To the fullest extent permitted by law, the Service is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of availability, accuracy, completeness, reliability, merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, MarketCycle and its operators, affiliates, licensors, and service providers are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, lost business, or similar damages arising from or related to the Service.

11. Suspension and Termination

We may suspend or terminate access to the Service at any time for legal, security, fraud-prevention, abuse-prevention, operational, or policy reasons.

12. Changes

We may modify these Terms from time to time. Continued use of the Service after changes become effective may constitute acceptance of the updated Terms.

13. Contact

For legal or account-related questions, contact: support.marketcycleapp@gmail.com